Students of Marshalls heaved a huge sigh of relief as the University announced that efforts to secure lucrative loan opportunities for its student body had finally proved successful. This latest enterprise, with the Students Loan Trust Fund [SLTF], endorses Marshalls as a partner institution and qualifies our students for loan services from one of Ghana’s leading student loan companies. Moreover, it confirms the integrity of Marshalls as a credible institution and its commitment to student welfare and providing excellent student services.

Consequently, representatives of the Students Loan Trust Fund, a non-profit making Government-owned organization established in 2005 under the Ministry of Education to provide loans to students in Universities and Colleges in Ghana, made a stopover at Marshalls to enlighten students of the College on the fund’s lucrative loan opportunities and the processes to the acquisition and repayment of loans.

Mr. Mike Arthur, Vice President of Marshalls, took advantage of the occasion to announce to the student body that Marshalls University College had received approval from the Ministry of Education to be enrolled onto the Students Loan Trust Fund, opening the doors for students at Marshalls to apply for loans to meet diverse financial needs. He noted that the endorsement could not have come at a better time and urged students to capitalize on the scheme to support fee payment, upkeep and projects management.

Mr. Emmanuel Quartey, a Loan Relationship Officer from the Students Loan Trust Fund, whose jurisdiction stretches from accredited Universities across Kaneshie to Kasoa- West End, introduced the Students Loan Trust Fund to an attentive audience of undergraduate students.He was in the company of Ms. Doreen Effah-Sasu, loan officer and campus representative at Marshalls for the SLTF.  

The Students Loan Trust Fund is, as hitherto mentioned, a government-owned organization whose loans are solely accessible to registered Undergraduate Ghanaian students of accredited Ghanaian Universities that have been enrolled on the programme. The programme is inaccessible to foreign students as the loans are government-funded and the processes for repayments and monitoring might prove difficult and elusive for non-Ghanaian students.

According to Mr. Quartey, the processes for application are linear and convenient, and the terms of loan repayment expedient. “Basically, all you need for the loan is a valid contact identification, preferably your National ID, an introductory letter from Marshalls, photocopies of your valid SSNIT Identification and E-ZWICH cards, a guarantor and a witness complementing two copies of the required details in the requisite application forms. If your forms are deemed to be accurate, reliable and complete, you can access your loan within a maximum period of two weeks”, he remarked.

He revealed that at a monthly interest rate of 1% or 12% annually, any qualified student could obtain a loan on the clause that the loan beneficiary, after an incentive of a two-year grace period after completing college, repays the loan within a period of ten years. Mr. Quartey disclosed that the loans range from GHC650 to GHC1000 per semester. There were also key protection schemes to insure beneficiaries that had suffered various tragedies. He revealed this information while answering questions from students at Marshalls.

Students of Marshalls were ecstatic about the loan prospects. Most could not hide their excitement as they expressed their gratitude to Marshalls for considering their welfare and working assiduously to secure this crucial intervention to relieve financially constrained students.  Mr. Baboucarr Gillen, a foreign student of Gambian nationality and member of the Gambian and Sierra Leonean Students Club at Marshalls, remarked that the latest move was a step in the right direction as far as students were concerned. He urged the college to consider similar interventions that could benefit foreign students at Marshalls as well.

In related stories, Marshalls intends to set up a Students Service centre on campus soon. The centre will cater for all student dealings, including student welfare, scholarships, academic commitments, extra-curricular interests etc. Ms. Doreen Effah-Sasu, campus representative at Marshalls for the SLTF, urged Marshalls to consider the setting up of a Students Loan Service Ridge within the Students Service Centre to cater for student loans. She reasoned that the facility will make loan acquisitions even less complex and more convenient for students.

Presently, to apply for a loan from the Students Loan Trust Fund, you may go to their various office outlets across Accra, apply online, or download print versions of the registration form from their website,, and fill in the appropriate details.


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